In our opinion we are facing a new claim as the date and the cause of it are different, regardless of whether it has affected a previously damaged asset. In these cases, it is advisable to make a policy that covers the transport before transport, since many times the coverage of the truck is insufficient. This event could also be covered with the clause of “displaced goods”, because normally the machines are secured only in their place of work.

This coverage is not common in insurance policies. It is the job of brokers to foresee these situations and hire this type of coverage, to avoid problems at the time of claims.