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Business Interruption: a “tailor-made” policy.

20 August 2021

Whilst, in general, it is important that any policy is adapted to the characteristics of the risk to be insured, this is fundamental in the field of consequential losses that …

The book “Sinistros de Property: Danos Materiais e Lucros Cessantes”

30 June 2021

The brazilian version of the book “Sinistros de Property: Danos Materiais e Lucros Cessantes” is making people talk in the insurance sector and brokerage. Just launched by “Enter Books” publishing …

The importance of avoiding underinsurance through a prior valuation of the assets to be insured.

18 February 2021

Unless our policy is at first risk or we have negotiated with the Insurer the repeal of the proportional rule, we understand that it is important to carry out a …

The role of the Insured´s Adjuster (Public Adjuster).

18 February 2021

Increasingly in claims, Insured by indication, most of the time, of their Brokers hire an Adjuster to help them prepare and defend their claim against Insurers. This has obvious advantages …

The role of the Risk Manager in major claims.

18 February 2021

The fundamental mission of a Risk Manager is to protect the assets and the income statement of your company and ensure the safety of its workers while they work. To …

The collaboration of VANTEVO CLAIMS ADVISORS with the Insurer Adjuster in a major loss.

18 February 2021

The Adjuster appointed by the Insurer is the image of itself at the time of the claim, which is “the moment of truth” in the insurance world. This must collaborate …

Importance of action, in fire accidents, of the Decontamination and Recovery of Machinery and Facilities companies.

18 February 2021

In fire disasters, some assets are destroyed and must be replaced. Others, on the other hand, only suffer partial damages that can be recovered. It also usually happens, in major …

What happens to the deductible when there is underinsurance in the Consequential Loss Policy?

18 February 2021

Fortunately, this assumption of underinsurance occurs rarely in practice, because with the Automatic Increase clauses, which allow the regulation of the sum insured at the closing of the accounts for …

The maximum indemnity periods (MIP) are in many cases insufficient in BI / CL policies.

18 February 2021

Unfortunately, many Insureds and Brokers try to lower the cost of the premium of BI / CL policies, reducing the maximum period of indemnity, which is in VANTEVO’s opinion a …

Why do insurers require property damage to be covered for consequential loss coverage to work?

18 February 2021

If the Insured does not have the economic capacity to repair the material damage, either due to not having a damage policy or because it is clearly insufficient due to …

What happens when a claim occurs that causes consequential losses during the warranty period of an insured machine or installation?

18 February 2021

In these cases, it is highly probable that the material damages are assumed by the manufacturer of the machine or installation affected. But in the manufacturer’s warranty contracts it is …

Lessons from the Coronavirus

18 February 2021

Of this pandemic, we already commented the other day, about the importance of contingency plans. Today we want to draw attention to the need for Western countries, like ours, to …